Farm Bureau Home Insurance Review | Farm Bureau Home insurance rates | Farm Bureau Home insurance coverage | Farm Bureau Home insurance cost | See more below.

Because of its practical coverage options and excellent customer service, Farm Bureau makes a wonderful choice for homeowners insurance. These features will make life easier if something were to happen to your house. Farm Bureau’s rates are close to average, so you won’t discover the lowest costs here.
Check: Farm Bureau Auto Insurance Review | Quotes | Benefits & Discount
Farm Bureau Home Insurance Quotes Comparison
Rates at Farm Bureau are a little lower than average. The average cost of $1,580 per year is around 2% less than what big insurers charge on average. Compared to some major insurers like Nationwide and Travelers, Farm Bureau is more affordable.
See Also:
- Nationwide Home Insurance Review | Discount | Benefits
- Allstate Home Insurance Review
- STATE FARM HOME INSURANCE QUOTES | Discount | Benefits
Farm Bureau Home Insurance Coverage Options
Farm Bureau doesn’t offer the widest array of add-on coverage options, but it does include several important ones.
- Replacement cost coverage: Pays up to 125% of your coverage limits if your home suffers significant damage.
- Personal property insurance: Specifically covers high-value items like jewelry, cameras and electronics.
- Umbrella insurance: Increases your liability protection so that if something happens on your property and you’re deemed responsible, you’ll be protected.
- Equipment breakdown coverage: Covers appliances like your furnace, air conditioner, water heater, electrical systems or TVs.
Standard home insurance coverage will cover the structure of your home, your personal belongings, some living expenses if an event forces you out of your home and liability protection.
Home Insurance Discounts Offered By Farm Bureau
Farm Bureau provides a number of generally accepted reductions for homeowners’ insurance. None of them stand out greatly, yet they can all cut your rates.
Farm Bureau’s “Super Check” process requires agents to meet with you at least once a year to discuss your insurance requirements and coverages. This is an opportunity to learn about new reductions you can take advantage of and adjust your coverage to better suit your requirements.
Discount | How it works |
Farm Bureau Member’s Choice | Bundle multiple policies. For example, you can combine coverage for your car, boat or motorcycle with your home policy. |
One Deductible Advantage | Pay a single deductible for one event, like when a storm damages property covered across multiple policies. |
New Home Discount | Save up to 35% if you live in a new home. |
New Roof Discount | Using certain materials qualifies you for lower rates. |
Protective Device Discount | Get a discount for installing a security system or signing up for a service. |
Continued In-Force Credit | By renewing your policy, you qualify for a loyalty discount. |
Availability and eligibility of discounts differ by state. Your local Farm Bureau chapter might not offer all deals.