Home FINANCE Nationwide Auto Insurance Review | Quotes | Benefits & Discount

Nationwide Auto Insurance Review | Quotes | Benefits & Discount

Nationwide Auto Insurance Review | Nationwide Auto insurance rates | Nationwide Auto insurance coverage | Nationwide Auto insurance cost | See more below.
Nationwide Auto Insurance Review

For individuals with the financial means, nationwide insurance is a wise choice. The cost of the company’s auto insurance is often higher than the national average.

One of the top 10 insurance providers in the US is Nationwide. Although Nationwide’s motorbike insurance policies are less expensive than those of its rivals, Nationwide’s vehicle insurance prices often cost more than the national average. The cost of homeowner’s insurance is a little more than normal. Additionally, Nationwide receives high marks for user and customer satisfaction.

A full coverage auto insurance policy from Nationwide costs, on average, $1,555 per year, which is higher than two of the other three big insurers we looked at. The company offers a wide range of auto insurance savings and coverage options, including one for purchasing multiple plans.

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Nationwide Auto Insurance Comparison

When compared to prices from other major insurers, Nationwide’s auto insurance quotations are more expensive than the national average. On average, State Farm and Geico have lower rates than Nationwide, whereas Allstate has higher rates. The minimal coverage policy from Allstate is less expensive than the one from Nationwide.

Nationwide charges $1,555 for a full coverage policy and $556 for the bare minimum of coverage.

Below is a complete summary of Nationwide’s annual quotes in comparison to rival companies. We constantly advise drivers to shop around for the greatest deals on rates.

InsurerMinimum coverageFull coverageSpeeding ticket
State Farm$336$1,052$1,146

Nationwide Car Insurance Discounts

Many drivers may be eligible for some of Nationwide’s discounts in order to minimize the cost of their auto insurance. The company’s choices are comparable to those of other significant national insurers.

Nationwide policyholders can get the following discounts:

  • Accident-free discount
  • Anti-theft device discount
  • Defensive driving discount
  • EasyPay automatic payments discount
  • Good student discount
  • Multipolicy discount
  • Paperless billing discount
  • Safe driver discount
  • SmartMiles pay-per-mile program
  • SmartRide (usage-based insurance) discount

Nationwide Auto Insurance Coverages

To its policyholders, Nationwide offers a range of coverages and advantages. Liability, collision, comprehensive, uninsured/underinsured motorist, medical payments (MedPay), and personal injury protection are all popular auto insurance coverages that the company offers (PIP).

The following extra coverages and features are also available to drivers through Nationwide:

Accident forgiveness: This insurance can protect you from a rate increase following your first collision in which you were at fault or a small policy infraction.

For each year you drive safely, you might receive a $100 discount on your deductible, up to a maximum of $500. Total loss deductible waiver waives the physical damage deductible in the case of a total loss.

Gap coverage pays the difference between the replacement cost of your automobile and the balance of your lease or loan if your car is totaled in an accident.

Roadside support: If your car becomes immobile as a result of an accident, becoming stuck, or breaking down, Nationwide’s roadside assistance coverage can help.

Reimbursement for rental cars and other transportation costs: This feature pays for the cost of a rental car or other transportation costs.

Nationwide Auto Insurance On Your Side Benefits

Nationwide’s motto, “On Your Side,” influences how auto insurance claims are handled, as well as the company’s customer service standards.

For instance, repairs made to an insured car at an On Your Side Auto Repair Center come with a workmanship warranty for the duration of the ownership of the car.

In order to make sure that policyholders understand their benefits, have adequate coverage based on any life changes, and identify any new discounts, Nationwide also advises a yearly policy inspection, known as an On Your Side Review.

Nationwide Auto Insurance SmartMiles Benefits

Depending on how many miles you drive each month, Nationwide’s pay-per-mile auto insurance program charges a monthly premium. Based on your driving history and profile, a base rate and a per-mile rate are used to generate monthly charges.

Nationwide Auto Insurance Contact

You can contact Nationwide through its website, mobile app, or the phone number listed below to report an accident and submit a claim.

Auto insurance claims phone number: 800-421-3535

For customer service, contact Nationwide at 877-669-6877.


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